29 December 2022
If you rent, you might want to purchase a renters insurance policy if you don't already have one. This might be something you have been putting off, or you might have never considered doing it in the first place. However, buying renters insurance will probably be a good idea for you for these reasons. Your Existing Insurer Might Offer It You might not have to look for another insurance company to purchase renters insurance.
16 November 2022
Homeowner's insurance is something people buy for protection. But what does it protect? It protects your home, but it also protects your home's contents and includes liability coverage. Therefore, it covers accidents that happen to people who come to your house. You can see how important this coverage is if you're a homeowner, but when should you have homeowner's insurance coverage? Here is a guide to help you learn the answer to this question.
28 September 2022
Driving without auto insurance is extremely risky because you may end up owing a lot of money if you get into an accident. Jail time is possible in a worst-case scenario — in addition to bankruptcy and your license being suspended if you are found responsible and required to compensate other parties. As such, the repercussions of driving without auto insurance are severe and potentially life-changing. Here are some possible consequences you might face:
24 August 2022
The big day is finally here. You're purchasing your first ever motorcycle. Before you take it out for that first ride, however, you'll need to make sure you have insurance coverage. Just like with a car, most states require motorcycle drivers to carry a minimum amount of insurance to cover any damage they may cause to other drivers. If this is your first motorcycle, you may be a little surprised by the insurance costs.
14 July 2022
When you get a new job, you need to review your employee benefits package and ensure you're taking advantage of all the options available. The same is true for your homeowners' insurance policy—after a few years. It's worth reviewing your coverage to ensure you're still getting the best deal possible. Here are two reasons to review your homeowners' insurance policy regularly. You May Be Paying Too Much If it's been a while since you reviewed your homeowners' insurance policy, you might be paying too much for coverage you no longer need.
11 April 2022
Classic car insurance policies generally include the common coverage that is required by state law and found in most standard car insurance policies. Specialized classic car policies also have coverage that is specifically for older vehicles, though. Here are some of the important coverage that these policies offer. Agreed Value Protection Many car insurance policies offer comprehensive and collision coverage, which are two protections that typically cover any damage that the insured vehicle sustains.
11 April 2022
When you own a home, you may want to ensure that you are signed up for homeowner's insurance. Most mortgage lenders will require you to carry homeowner's insurance. Even with a fully paid off home, homeowner's insurance is a smart investment to make. It covers so many types of things. The Structure of Your Home The first thing that your insurance protects is the actual physical structure of your home. That means the foundation, windows, walls, floor, and roof, as well as any structure that is directly attached to your home, such as a garage or deck.
11 March 2022
If you want to take care of your family, you will want to get the right life insurance policy. With a whole life insurance policy, you will be able to take care of your family for your entire life. Many benefits come with getting a whole life insurance policy that you should be aware of. The Policy Lasts Your Entire Life One of the biggest benefits of getting a whole life insurance policy is that it lasts your entire life if you pay the premium.
15 February 2022
Cyber liability insurance protects your business against the financial and physical consequences of cyber attacks. These policies cover a range of possible problems including some lesser-known complications such as bricking and betterment. Some policies give you automatic bricking and betterment benefits; others use these features as optional coverage. What are bricking and betterment benefits? Why should you consider including these options in your policy? What Is Bricking Coverage? If your company's computers or network are a target of a cyber attack, then you could be left with some IT damage.