17 July 2015
If you are running a farm and use tractors, there's a good chance that your tractor is older than 25 years of age. This is a huge problem because the majority of tractors that were manufactured before 1985 don't have the technology that they need to properly reduce the chances of rolling over and hurting someone. If your tractor does not have a rollover prevention system (ROPS) installed, then there's a good chance that your insurance on that tractor and on your farm is going to be higher than it would be otherwise.
23 June 2015
If you're just beginning to look into getting a used car for your teen or you're gifting them one of your family cars and just want to make sure they're safe while on the road, it's important to look into the various ways to save money on auto insurance. While you may be happy with the rates of your own insurance plan, there are a lot of unique factors that come into play when dealing with insurance for a teen.
17 June 2015
Insurance for a manufactured home generally works the same as home insurance for a stick-built home. The risks you will be insuring against include damage to your home's structure and its contents, theft of personal property, and liability for injuries to others while on your property. However, since the premium rates for homeowner's insurance are based on the property's exposure to risk, there are some differences of which you need to be aware.
7 June 2015
If you travel on the country's highways, you encounter speeders every single day. In fact, If you regularly operate a motor vehicle, you may be one of the guilty parties. In the United States, 112,000 people receive speeding tickets each day, which is 41,000,000 annually. In all, 20.6% of drivers will receive a speeding ticket this year. Speeding negatively affects multiple aspects of our society Accidents Approximately 10 million people are involved in car accidents each year.
4 June 2015
Buying your first home is an exciting experience. If you plan to buy a home in an area that is prone to flooding, it is important to realize that the lender from whom you are getting your loan may require you to have flood insurance on the home for the entirety of your loan agreement. The following guide helps you learn what factors are taken into consideration to determine the rate you pay for your flood insurance premiums.
20 May 2015
Most homeowners assume that all of the personal possessions under their roof are protected by their homeowners insurance. What many people don't realize is that valuable items are only covered up to a certain limit. To obtain additional coverage, an item must be scheduled separately on the homeowners insurance policy. This FAQ will help you understand what item scheduling is, why you should schedule your items and how to get started with the scheduling process:
29 April 2015
If you are struggling with your car insurance payment each month, consider some effective ways to reduce the amount that you are responsible for paying. You may not have been aware of the following options. Each one can save you valuable money on a regular basis. Move To A Safer Neighborhood Many drivers do not realize it, but the location of your home plays a large part in how much you are going to be charged for car insurance.
15 April 2015
If you continuously receive traffic violations, there could come a point when you will be required to purchase SR22 insurance coverage. If this day arrives, you will have to get this type of coverage if you want to continue driving with a valid driver's license. Failing to get and maintain SR22 coverage, when it is required, could lead to the following problems. Loss of Driving Privileges When you are told that you need SR22 coverage, what this means is that if you want to continue driving, you must get this particular type of auto insurance coverage.
31 March 2015
Selling insurance products based on value is harder than selling them based on price. This is because most customers are more interested in the value that they'll get for their penny than in the actual cost of what you're offering them. If you used to apply price-based insurance sales techniques, then you need to adopt a value-based selling strategy. Indeed, not only will this make you a more efficient independent insurance agent, but you'll also quickly see the impact on your annual revenues.
17 March 2015
If you are like a lot of people, you have the desire to make sure that you are saving money wherever you can. A great place to start doing that is with your auto insurance. Do not make the mistake of assuming that the insurance company automatically gave you the smallest premium possible. Just take a moment to review the following super easy tips for ensuring that you are no longer paying more than you need to for auto insurance.