Choosing The Right Motorcycle Insurance

  • When To Contact Your Homeowner's Insurance Policy: Have You Made These Life Changes?

    1 August 2016

    Your homeowner's insurance policy isn't something that you should get when you purchase the home, and then never look at or change. Not only do you need to make sure that you are always looking at what your plan covers, but you should also shop around for competitive rates. Here are a few things you may not know you need to add to your homeowner's insurance policy. Bringing Home a Pet

  • Four Steps To Keeping Your Life Insurance Premium Low

    20 July 2016

    If you're young and in good health, you're lucky: you may be able to get an excellent price on life insurance if you play your cards right. But although some risk factors, like chronic illness, can raise your premiums, some of your lifestyle choices may do so as well. In addition to shopping around, you can also take these four steps to make sure you don't overpay on life insurance premiums.

  • Had House Fire? Hire A Public Adjuster To Help

    6 June 2016

    If you've had a fire in your home and are currently fighting with your homeowner's insurance about what they will pay, you'll want to hire a public adjuster. A public adjuster is someone who works independently and helps people like you through the quagmire of the entire insurance claim process. Here's what you need to know.  Assessments of an Insurance Adjuster vs. a Public Adjuster  The adjuster who came to your home to assess the fire damage for your homeowner's insurance company?

  • Important Tips For Lowering Your Auto Insurance Cost

    18 May 2016

    Are you currently shopping for a new car? Have you thought about the insurance you'll get after you've bought the vehicle? When you own a vehicle, insurance can be a major expense. Fortunately, there are things you can do to make the cost of insurance slightly lower for yourself. Here are some tips to getting the lowest possible auto insurance rate: Shop around: Your parents may be loyal to a particular auto insurance company, but that won't guarantee you a good rate.

  • Insuring An Adapted-Mobility Vehicle

    4 May 2016

    If you have a disability that requires you to have mobility-adapted devices in your vehicle that aid you in driving, you may be surprised to learn that an insurance company can deny you coverage, charge you a higher rate, or require additional insurance coverage. This is something of which you need to be aware when looking to insure a vehicle with adapted devices. Repair/Replacement Costs Affect Rates Although, according to the Americans with Disabilities Act, an auto insurance company cannot deny you coverage based solely on your disability, some companies use the cost of repairing or replacing the modifications in your damaged vehicle following an accident as a loophole.

  • Beyond Rate Discounts: Further Advantages Of Bundling Insurance Policies

    20 April 2016

    Bundling insurance policies involves purchasing more than one insurance policy from the same carrier. For example, people regularly bundle their homeowners' and auto insurance policies. Bundling saves you money because most carriers offer discounts to those who buy multiple policies from them. However, this isn't the only benefit of bundling insurance policies; other advantages include: Convenience Insurance is a necessity, but few people take joy in the paperwork and processes it involves.

  • Different Ideas To Implement To Reduce Your Risk Of A House Fire

    25 March 2016

    House fires across the U.S. in 2013 caused nearly $7 billion in damage, as well as inconveniences that are too broad to measure. While there are many reasons that you don't want to have a fire in your home, it's important to also think about how a fire will elevate your home insurance premium. This means that a simple mistake or oversight can cause you money each month for years to come.

  • Want To Save Money On Home Insurance? Ask About These 3 Credits

    20 March 2016

    As a homeowner, you probably already know the importance of having insurance on your home. However, that doesn't stop many people just like you from forgoing having insurance in the first place. Whether it be because they don't understand the policies or they simply cannot afford the premiums, homeowners insurance isn't something you want to do without. Make sure to ask your insurance agent about some of the following credits that might be available to you to help you save on the cost of your policy.

  • Getting Started With Home Insurance

    9 March 2016

    If you are looking into home insurance, then there are a lot of facts to process. There are so many different kinds of home insurance that it can be difficult to tell which is which, and more importantly, which is best for your situation. To help you out, here are some basic questions that will help you narrow down your search and figure out the differences between the most popular types of insurance:

  • Which People Must You Include In Your Insurance Policy?

    23 February 2016

    When you buy a car, you aren't the only one who will drive it. Friends, family members or even neighbors may drive your car from time to time. You need to make sure these people have adequate insurance so you don't become liable for accidents they may have with your car. Here are the categories of people that your insurance policy should cover: Members of Your Household The first thing to consider is where each of the drivers live.