4 June 2015
Buying your first home is an exciting experience. If you plan to buy a home in an area that is prone to flooding, it is important to realize that the lender from whom you are getting your loan may require you to have flood insurance on the home for the entirety of your loan agreement. The following guide helps you learn what factors are taken into consideration to determine the rate you pay for your flood insurance premiums.
20 May 2015
Most homeowners assume that all of the personal possessions under their roof are protected by their homeowners insurance. What many people don't realize is that valuable items are only covered up to a certain limit. To obtain additional coverage, an item must be scheduled separately on the homeowners insurance policy. This FAQ will help you understand what item scheduling is, why you should schedule your items and how to get started with the scheduling process:
29 April 2015
If you are struggling with your car insurance payment each month, consider some effective ways to reduce the amount that you are responsible for paying. You may not have been aware of the following options. Each one can save you valuable money on a regular basis. Move To A Safer Neighborhood Many drivers do not realize it, but the location of your home plays a large part in how much you are going to be charged for car insurance.
15 April 2015
If you continuously receive traffic violations, there could come a point when you will be required to purchase SR22 insurance coverage. If this day arrives, you will have to get this type of coverage if you want to continue driving with a valid driver's license. Failing to get and maintain SR22 coverage, when it is required, could lead to the following problems. Loss of Driving Privileges When you are told that you need SR22 coverage, what this means is that if you want to continue driving, you must get this particular type of auto insurance coverage.
31 March 2015
Selling insurance products based on value is harder than selling them based on price. This is because most customers are more interested in the value that they'll get for their penny than in the actual cost of what you're offering them. If you used to apply price-based insurance sales techniques, then you need to adopt a value-based selling strategy. Indeed, not only will this make you a more efficient independent insurance agent, but you'll also quickly see the impact on your annual revenues.
17 March 2015
If you are like a lot of people, you have the desire to make sure that you are saving money wherever you can. A great place to start doing that is with your auto insurance. Do not make the mistake of assuming that the insurance company automatically gave you the smallest premium possible. Just take a moment to review the following super easy tips for ensuring that you are no longer paying more than you need to for auto insurance.
27 February 2015
It is an unfortunate but true fact that auto insurance is one bill you cannot possibly eliminate from your monthly budget unless you just stop driving altogether. This means that even if you are living on fixed income as a senior citizen, you will have to do a little digging to find ways to save on insurance. There are a few things that are obvious, but there are also some ways to drop costs on insurance that may be difficult to find.