23 August 2016
Owning a second home is a goal for many Americans. Whether it's a vacation home or a rental property, many find that a second home is a good investment. Around 6% of households in the US own a second home and that number continues to grow. While second homes can be a great investment and generate income, there are also plenty of costs involved. One potential cost is homeowners insurance. Here are three things that homeowners should keep in mind when insuring their second home.
17 August 2016
When setting up your auto insurance policy, your insurer is going to want to know about anyone living in your household with a license who is allowed to drive your vehicle. Even though you have to name everyone who is in your household with a license, you can exclude some of them from your policy by naming them as an excluded driver. The question is – how will this affect things?
1 August 2016
Your homeowner's insurance policy isn't something that you should get when you purchase the home, and then never look at or change. Not only do you need to make sure that you are always looking at what your plan covers, but you should also shop around for competitive rates. Here are a few things you may not know you need to add to your homeowner's insurance policy. Bringing Home a Pet
20 July 2016
If you're young and in good health, you're lucky: you may be able to get an excellent price on life insurance if you play your cards right. But although some risk factors, like chronic illness, can raise your premiums, some of your lifestyle choices may do so as well. In addition to shopping around, you can also take these four steps to make sure you don't overpay on life insurance premiums.
6 June 2016
If you've had a fire in your home and are currently fighting with your homeowner's insurance about what they will pay, you'll want to hire a public adjuster. A public adjuster is someone who works independently and helps people like you through the quagmire of the entire insurance claim process. Here's what you need to know. Assessments of an Insurance Adjuster vs. a Public Adjuster The adjuster who came to your home to assess the fire damage for your homeowner's insurance company?
18 May 2016
Are you currently shopping for a new car? Have you thought about the insurance you'll get after you've bought the vehicle? When you own a vehicle, insurance can be a major expense. Fortunately, there are things you can do to make the cost of insurance slightly lower for yourself. Here are some tips to getting the lowest possible auto insurance rate: Shop around: Your parents may be loyal to a particular auto insurance company, but that won't guarantee you a good rate.
4 May 2016
If you have a disability that requires you to have mobility-adapted devices in your vehicle that aid you in driving, you may be surprised to learn that an insurance company can deny you coverage, charge you a higher rate, or require additional insurance coverage. This is something of which you need to be aware when looking to insure a vehicle with adapted devices. Repair/Replacement Costs Affect Rates Although, according to the Americans with Disabilities Act, an auto insurance company cannot deny you coverage based solely on your disability, some companies use the cost of repairing or replacing the modifications in your damaged vehicle following an accident as a loophole.