22 January 2016
If you own a business, you may not want the added expense of business insurance. However, not having proper coverage can be more costly in the long run. Here are a few reasons to purchase and maintain business insurance: Legal Expenses A lawsuit can be expensive even if the plaintiff doesn't win. Your business can be sued by a disgruntled employee, a fellow business owner that believes you breached a contract or even a customer who accidentally falls and becomes injured on your property.
11 January 2016
One health insurance alone isn't going to be able to cover all of your medical expenses. Because of this, supplemental medical insurance is more of a necessity than a want. It makes sense from a financial standpoint. It provides you with the peace of mind you need to cover you when any unexpected illnesses or injuries occur. There are an assortment of different supplemental plans available. However, the most common ones are dental, vision, accident insurance and critical illness.
23 December 2015
Having car insurance is a necessity, but this does not mean that it's an affordable one. Car insurance can be quite expensive, but you have to have it if you want to stay compliant with the laws and if you want to be protected in the event of an accident. Luckily, following a few tips will help you secure low cost auto insurance that you can actually afford. 1. Drop to Bare-bones Coverage
8 December 2015
After years of intensive parenting, you have a child leaving for college. Although you can almost see the time when your expenses will lessen, for now, you are probably trying to reduce your financial commitments. Now that your child is getting older, how long should you keep them on your auto insurance policy? College If your child goes to college and takes one of your vehicles, you need to keep them on your policy.
20 November 2015
In many parts of the country, fall means deer season. While they are beautiful animals, deer come with high risk. It's estimated that deer related accidents account for around one million of the accidents reported in the United States each year and 200 accident-related fatalities. Since you may not be able to avoid the presence of deer on the road, learning how to safely navigate is important. Be Mindful Of The Time Of Day
2 November 2015
If you are in the market for a car, the main thing that you probably have on your mind is buying the vehicle. You might not be thinking much about insurance, but you actually need to purchase insurance (from a provider such as LA Insurance) before you sign the dotted line for your new (or used) vehicle. These are a few reasons why. Find a Vehicle That Doesn't Cost Too Much to Insure
20 October 2015
Have you recently talked to a neighbor about how much they are paying for their homeowners insurance? If you have and found out that they are paying less than you, you may want to take the time to make some home improvements, as this is likely how they are saving on their insurance policy. A few great, at-home improvements that you can make to lower the cost of your home insurance are small upgrades like doing the following:
30 September 2015
Car insurance is a vital part of your budget. In fact, in many places it is required that you carry car insurance on any vehicle you drive. However, just because you are required to carry car insurance doesn't mean you have to break the bank to get it. Here are a couple things that you can do to save money on your car insurance premiums. 1. Bundle Your Insurance One of the easiest ways to save money on your car insurance is to bundle it.
17 September 2015
Do you have concerns about how much you are paying for your car insurance? If you do, you have likely considered removing some of your coverage so you can potentially reduce the cost of your monthly premiums. Though that is an option, you may find it to be more effective and better for yourself to find alternative ways to save on your insurance policy. There are many ways you can lower your monthly premium rates, even without removing some of your key coverage.
30 August 2015
Most auto insurance companies offer mature drivers multiple discounts on their auto insurance. Therefore, as you get older, you may begin to see the auto insurance premiums you pay drop in cost. As an older driver, there are several ways in which you can qualify for a variety of discounts available. How Insurers Set Rates Insurance companies consider multiple factors when deciding how much to charge you for an auto insurance policy.